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Serving Walker since 1885.

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Home Loans

Home Personal Home Loans

Your Dream Home Lending Solutions

Looking for real estate options? We can do that. Let our team of experienced lenders help you with buying or building your dream home, using the equity in your home to fund a major purchase, or refinancing your property to take advantage of a better rate or terms. 

Plus, we can pre-qualify your loan so you can act quickly on the home of your dreams. We also provide local underwriting and processing for faster loan closing. 

At Walker State Bank, we will help to walk you through the loan process step by step. Please stop in and visit with one of our real estate lenders to learn about your options. 

Mortgage Loans

Your home may be the biggest purchase you’ll ever make. Walker State Bank is here to make it easy for you. Whether you’re in the market to purchase a new house or refinancing your dream home, we have the best loan for you. 

At Walker State Bank, we walk you through the process step by step. Please stop and visit with one of our real estate lenders to learn about your options. 

Home Equity Loans & Lines of Credit

You've worked hard to build the equity in your home, and Walker State Bank can help you unlock that home equity and turn it into cash. We offer competitive low rates and flexible payment plans. Home equity loans can be used to pay for such things as:

  • Home Improvements
  • Debt Consolidation
  • Automobiles
  • Vacation
  • College Tuition

What's the difference between Home Equity Loans and Lines of Credit

Home Equity Line of Credit
This reusable line of credit lets you borrow what you need, as you need it. It's great for ongoing expenses, like home improvement projects or college tuition. 

Home Equity Loan
Make budgeting easy with monthly payments of principal and interest when you borrow a fixed amount. This option is great when you need cash for a specific purpose, such as a new car or debt consolidation.

New Home Construction Loans

Walker State Bank makes getting a new home construction loan stress-free. Whether you are building your dream home, or a builder interested in financing new construction, we can help. Construction financing resources from Walker State Bank can help free up time to build, pack, and move in.

Walker State Bank offers low mortgage rates and a full menu of low interest home construction loans, and we will work closely with you to help you choose the best new home construction loan for you. At Walker State Bank, we walk you through step-by-step to make your construction loan process simple and stress-free.

Contact Walker State Bank to learn about your options.